Financing your dream

When you are undertaking your house hunting, you will need to keep in mind exactly how much you can afford. As a rule of thumb, mortgage lenders will lend about 31/2 times your gross taxable income. (Refer to our Online Tools for useful calculators) The figure will vary depending on your living expenses and other debts. This figure combined with your deposit will give you an idea of your limit, but confirm your limit with your lender before you start looking at properties. So how much deposit will you need? Most lenders are happy to lend up to 80% of the value of a property. With so many home lenders and home loans in the marketplace today, it's easy to be confused. That's where we can really help. We take confusion out of choosing the right loan. People at Hornbill Real Estate keep abreast with the changing markets and situations, so we have a thorough working knowledge of the many and varied products available today. Simply discuss your situation with us and we will provide you with a selection of loans that best suits your needs. We can also help you through this time-consuming process and the paperwork - quickly, accurately and with a minimum of fuss. Another innovation - it's a free service. What's more, this service is available free of charge to every Hornbill Real Estate customer.

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